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AI Agents

Agent 4 – Credit AI (Individuals and Businesses)

Employee

Analyze the credit score of this CNPJ (Brazilian company tax ID).

Agent 4 – Credit AI (Individuals and Businesses)

Consulting credit bureaus and analyzing historical financial scores and restrictions.

The score dropped 200 points in the last 3 months and 3 new delinquency entries were identified.

I adjusted the internal rating to 'C'. I recommend reducing the initially proposed credit limit by 50%.

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What this Agent solves for you

What it does

It assesses the credit history and financial behavior of individuals and legal entities.

Automated activities

  • Consults credit bureaus (Serasa, Boa Vista, BigDataCorp).

    Analyzes credit scores and restrictions.
    Calculates credit risk based on historical data.

Agent Subfunction

  • KYC/KYB Validation

Results and impact

94%

less credit analysis time

+60%

operational efficiency

Your life gets faster with Pipefy AI Agents

94% faster

Traditional path

2–4 hours

With Pipefy AI Agent

~10 minutes

Frequently Asked Questions about Pipefy AI Agents

Read frequently asked questions about Pipefy AI Agents.

What is the Credit AI (Individuals & Companies) and how does it work?
The Credit AI (Individuals & Companies) is a specialized AI Worker within Pipefy's Score e Análise de Crédito with AI solution. It executes operational steps autonomously — making decisions within its defined scope, triggering approvals, and maintaining full traceability of each action. Unlike manual processes, it operates seamlessly integrated with the workflow, from start to finish, with native human oversight built in.
How much does it cost to use the Credit AI (Individuals & Companies) in Pipefy?
The cost of the Credit AI (Individuals & Companies) in Pipefy varies based on process volume, number of users, and the integrations required with your company's systems. Plans are scalable and adapt to operations of any size — from teams just getting started to large enterprise operations. Talk to our team to receive a personalized proposal.
What is the difference between the Credit AI (Individuals & Companies) and manual processes?
While manual processes rely on manual intervention at every step, the Credit AI (Individuals & Companies) executes tasks autonomously, records the reasoning behind each decision, and enables real-time oversight. This results in faster cycles, less rework, and 100% traceability of actions — without giving up human control where it matters most.
How do I choose the best automation agent for my company?
To choose the right automation agent, evaluate: ability to integrate with your current systems, governance and traceability of agent decisions, ease of configuration without relying on IT, and support for complex processes with exceptions. Also check the vendor's track record with clients in your industry and real implementation case studies.
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